Last week Pravin Gordhan, Finance Minister to President Jacob Zuma, delivered his final budget speech for the current administration. Financial gurus, economists, financial planners and all those money-astute, sat rapt and listened with educated ears to the updated blueprints for South Africa’s future. This blog is not written with them in mind, but rather for […]
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PAY SARS LESS. PAY YOURSELF MORE.
With only a few days left in the tax year, you have just enough time to make a prudent financial decision that may save you a few thousand rand on your next tax return, and earn you considerably more than that at retirement! It’s common practice amongst those astute in minimising their tax deficits and […]
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KIDNEYS AND RISK COVER
If you were to take a quick poll from your peers of what they fear the most, you’re most likely to receive answers like snakes, flying, thunderstorms (non-Highveld-people…), needles, the dark and, if they’re really honest, the dentist! For the most part these fears originate around our mortality and anything that threatens our health. Which […]
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WHY DO YOU NEED A FINANCIAL PLANNER?
This question crosses the minds of most people, just moments before they meet up for coffee with their financial adviser – and it’s a good question! This question can be answered in so many ways… so let’s answer it with a few questions: Would you service your own car? Would you diagnose yourself if you […]
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ARE YOU COVERED FOR THE COST OF INFLATION?
Every day I sit with potential investors who are shopping around for the “best” rate. The “best” rate doesn’t exist. It is a customised rate based on your needs, requirements, risk appetite, investment term, access to capital and other factors including tax. What I can tell you is that if the rate you obtain […]
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END OF THE MONTH SAVING TIPS
MONEY DOESN’T GROW ON TREES When last did you hear this saying? Probably when you were a child, a few decades ago…This expression has slowly been silenced by the loud announcements in our consumer driven society. All the messages that are pumped through the media and social networks tell us to consume; not to save […]
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HOW TO BUILD A STRONG INVESTMENT PORTFOLIO (III)
Hindsight is 20:20; we can always view what we’ve done with a comprehensive view than before we did it. Whilst you can’t change the decisions that you’ve made, you can change the decisions that you’re going to make in the future. When building an investment portfolio, the third key consideration that you must bear in […]
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THE LARGER THE GAIN, THE LARGER THE RISK For those in the southern parts of South Africa, there are rainy days ahead. Easter normally signposts the temperature drop and increased saturation in the air. Rain begins to fall, animals slow down and all too often our waistlines begin to explore the other side of the […]
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BASIC INSTINCTS Every winter we begin to see a profusion of pallid tree-dwelling rodents, squirreling away nuts and seeds for the cold season. This is a lovely illustration of wise investments for the future: simple, natural and too true to life. The reason for this can be put down to instinct, but ask yourself – […]
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MASTER THE 30 DAY RULE Do you know what the 30 Day Rule is? Not? Want to know what your kids want most? Then this article is definitely worth a read! There are hundreds of saving tips out there but there was an article written on thesimpledollar.com just months before the recession of 2009 that […]
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