There is a myth that Ostriches, when faced with danger, bury their heads in the sand. Although it is not found to be true in nature, many of us tend to behave like this when faced with our monthly budget… Financial behaviourists actually call the avoidance of perceived risky financial situations by pretending they do […]
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CHECK YOUR RETIREMENT PLAN TODAY
We’ve written several blogs on planning for retirement and this is yet another to add to the quiver. Why is this so important? Because financial planning and provision for retirement is often relegated to the bottom of the budget and is only seriously considered when it is seriously too late. Current reports tell us that […]
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6 TIPS FOR TAX FILING
When it comes to listing our fears, many people might cite spiders, thunderstorms and clowns as their top three. But for many of us we have to deal with SARS more frequently than clowns, however ironic that may sound, and dealing with SARS can be quite a scary thought! During the next tax season, which […]
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END OF THE MONTH SAVING TIPS
Saving money doesn’t have to be difficult. It also doesn’t have to be a specific amount of money that you stash away in a protected account that you can only access when you’re 120. Saving money can be a creative behaviour that forms part of your daily spending habits. Truly a penny saved is a […]
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THE CURRENT REALITY OF RETIREMENT
One of the most difficult elements of any financial portfolio is saving for retirement. For most of us, retirement always feels so far away and we feel like we’ll either have plenty of time to save for it, or we simply have other priorities that are currently higher on our list. Products like short term […]
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IS WINTER BURNING A HOLE IN YOUR POCKET?
Winter makes saving money and keeping to your financial plan a little more difficult! All around the country temperature gauges are plummeting about as fast as the electricity meters are lighting up. If you, like many South Africans, have an electricity box that you recharge, you’ll be acutely aware of how much faster the usage […]
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LOVE YOUR HEART (II)
Last week I wrote about the importance of managing your blood pressure in order to keep your heart and vital organs healthy. One of the biggest dangers of hypertension is that it often goes unnoticed until it is too late and serious problems arise. These could include heart failure, a heart attack or kidney failure. […]
Continue readingLOVE YOUR HEART (I)
If you’ve ever owned a pool you’ll be keenly aware of what happens when your pump and filter breaks; the water flow stops, dirt builds up, algae blooms and you have a big problem on your hands. Most car owners are also vividly attune to the costs, complications and annoyance of their petrol pump breaking […]
Continue readingFRESH SAVING TIPS FOR THE END OF THE MONTH
We all want to save more, right? But then why aren’t we? I have found that one of the biggest secrets to saving is to be creative in the way that you spend, or don’t spend as the case may be. Saving is often hard to do because it’s not an immediate gratification. We are […]
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RECOVERY MONEY
Unless you’ve already had a debilitating illness, the last thing you think about is your health failing you for anything longer than your hospital stay. As a result, we tend to only include a hospital plan, and perhaps some GAP cover in our financial planning. But what happens if the accident means that you can’t […]
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