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Back to school budgeting

During this time of the year most of our budgets are understandably depleted, with schools going back in two weeks, we should be mindful of back-to-school expenses that are around the corner.This also affords a great opportunity to chat with your kids about the costs associated with their schooling needs. Involving your children not only […]

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Giving and gratitude

It’s a time of year focussed on gratitude, giving and new beginnings. But, did you know that studies have shown that people who regularly practice giving thanks are happier and healthier?According to a psychology professor at the University of California at Davis, people who regularly practice feeling thankful have an advantage when it comes to […]

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Crafty Gift Ideas

When it comes to gifts they say it’s the thought that counts. While it’s great to receive the latest gadget that you’ve been eyeing for a while, it won’t be nearly as heartfelt as a one-of-a-kind handmade gift.You can save money and creatively tackle your gift list this year with some crafty gift ideas. The […]

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Do you need a buy-and-sell?

This unfortunate situation plays out time and again in businesses around the world. The death of an active business partner places undue stress on both the business and the surviving partners.Business owners must be prepared for any eventuality that might affect their businesses, including the sudden departure of a business partner. Disaster can be avoided […]

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ANIMAL SAFETY FOR GUY FAWKES

Studies show that interactions with therapy animals can decrease stress in humans. Playing with or petting an animal can increase levels of the stress-reducing hormone oxytocin and decrease production of the stress hormone cortisol. With 5 November around the corner I thought I would share some safety tips for pets and animals to reduce their […]

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