The Budget for 2017 has been presented to parliament and is awaiting final approval, but if all goes through as planned, here are some key issues that may affect your financial planning for the year – as well as your investment portfolio. Significant announcements New 45% tax rate for those earning more than R1.5 million […]
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Organize your life – Part 1
Some people are amazingly good at bringing order to chaos and organizing their lives in such a way that makes the rest of us simply stand and gawk, thinking ‘How do they do it?’. Finding just the right amount of order in your life will not only help you minimise waste – but it will […]
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Should you have a tax free savings account?
In an article recently published on Moneyweb Today (by Paul Leonard, CFP, Regional Head, Citadel), several points were made that succinctly provided useful insight for those considering the options about investing in a TFSA, and deciding whether or not it would be the most appropriate savings vehicle. Before making any final decisions, it’s always best […]
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Valentine’s Gift Ideas
The best gifts are the one’s that show deep consideration for the recipient. That means that Valentine’s Day is not just about flowers, chocolate, biltong and a cute travel mug… it’s about knowing your partner and buying them something that they would truly love! So here are some pointers for this Valentine’s day for expressing […]
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The Cost of Living in South Africa
Every year we see an internal migration of individuals and families between the major cities of South Africa – mostly for work reasons. These decisions are sometimes thrust upon us due to simple economics, but other times we are able to explore the opportunities and the pros-and-cons of living in a new city. But how […]
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Medical Aid vs Dread Disease Cover
If you are paying for both Medical Cover and Dread Disease Cover… you may ask yourself why? The cost of living keeps rising and in the year ahead we can expect more increases that will put pressure on our hard-earned and diligently saved resources. This doesn’t have to be bad news – it can encourage […]
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Lessons Learnt from Investing in 2016
Having recently read a report from the CEO of PSG Asset Management, Anet Ahern, here are a few key pointers that our top minds in the investment sector will be carrying with them as we start 2017. 1. The best investment decisions aren’t always the most comfortable During the first two weeks of 2016, a […]
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Slow Down. Appreciate.
If you’re anything like me, you may find that after you’ve had a holiday… you feel like you need a holiday! Our pace of life is currently so fast that even when we’re on holiday, or trying to take things a little slower, we don’t actually get to relax or rest as much as we […]
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New Year Spending Tips
If you want to change the way you’re doing something, if you want to improve or adjust or if you simply want to bring about a new direction – changing the way you think about something is the first step! Many of us begin our new-year-financials with a hope to saving more money – and […]
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Rest. Relax. It’s all in the mind.
Experts say that you need at least 14 days of leave from work in order to begin to properly relax. But often that is a luxury few of us get to enjoy. I’m not referring to leave where we still have access to our emails and check them once a day or have a phone […]
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