For most of us, November started off with a bang! But unfortunately remembering the redemption from explosive chaos does little to help us manage our time, stress, skills and finances over November and December. It’s like we just go from one event to the next, our limited weekends disappearing under the demands of a myriad […]
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When it comes to the rand – local is lekker
Have you ever wondered what causes the rise and drop in commodity prices? While there are several factors at play, the most significant cause is the fluctuating value of a country’s currency. We’ve seen this happen with our own rand in the past few months as our currency has tumbled and gained momentary reprieves, so […]
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What are you paying for?
With the recent announcement of some higher-than-expected increases to medical cover products for 2017, many people are reconsidering their medical cover for the immediate future and re-assessing their financial plans to ensure that they are still working with the best portfolio for their lifestyles, their families and their businesses. Whilst the year-ahead increases will cause […]
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Life insurance in my 20’s… seriously?
Whether it’s a student loan, vehicle financing or retail credit accounts, it’s likely you’ve incurred some form of debt in your early 20’s. It’s easy to understand why life or disability insurance may feature at the bottom of your list of priority expenses. However, there are rather compelling reasons to buy risk cover while you’re […]
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Choosing your medical plan for cancer
Cancer is one of the leading causes of death in South Africa and may become even more prevalent – medical journal, Lancet, predicts a 78 percent spike in cancer cases by 2030. Despite the prevalence of the disease and the high price tag associated with cancer treatment, medical aid schemes in South Africa do not […]
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Teach your children about financial goals
Preparing your children for their financial future is one of the greatest gifts you can give them. For many parents, talking about money can be an uncomfortable subject and discussing finances with your children can feel both personal and scary, but they need to learn if they are to make wise decisions concerning their own […]
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Tips to make your fuel go further
The price of fuel is expected to go up at the beginning of October after a recent period of fuel price reductions. This can affect people that spend a lot of time commuting quite drastically, but the more time you spend on the road the more opportunity you have to drive economically and try curb […]
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Spring clean your finances
Spring cleaning is simultaneously exhilarating and exhausting. The process of clearing out old ‘junk’ is reinvigorating and mind-easing, however it also feels like a drag. And many people feel the same about their finances, but organizing and simplifying your financial situation can help set yourself up for financial success. Here are some tips to help […]
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Seriously, don’t throw your money away – Part 2
I have read countless money saving blogs and most of the advice sounds somewhat obvious, but I find that I still need reminding; and every now and then I’ll come across a fresh tip that really makes a difference. We all slip up every now and then, so here’s my reminder to you. Here are […]
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Investment insights – diversifying your portfolio
Investment diversification is not a new concept. I’m sure that we all know the old saying that you should not put all your eggs in one basket. If a “basket” drops, you don’t want all of your investments to break. Diversification reduces risk, making the uncertain journey to your financial end-goal significantly smoother. Investing is […]
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